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Call: 937-312-2800
7601 Paragon Rd, Suite 202
Dayton, Ohio 45459

Citizens Home Loans of America

Mortgage Services

Citizens Home Loans of America - Mortgage Services

Flexible loan choices to fit your needs

Citizens Home Loans of America, headquartered in Dayton, Ohio with branch offices in Scottsdale, Arizona and Cincinnati, is a strong, local mortgage banker. We strive to get loans approved quickly and conveniently. With our own, in-house, loan underwriting team, which are able to close on home loans faster than our competitors.

Finding the right home loan can be complicated with all of the different home loan choices available. Citizens Home Loans of America loan officers make the process quick and enjoyable.


Not every borrower has the same needs. Because of that, we are able to offer a full suite of loan choices, recognizing the importance of having the right loan for every situation. Please see below for all the mortgage programs we have available.


  • First-Time Home Buyer

  • Purchase Loans

  • Government FHA/VA/USDA/Reverse

  • Refinance Programs

  • Imperfect Credit

Call us at 888-342-6550 to discuss which home loan is right for you or apply now.

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Citizens Home Loans of America is an approved lender of the U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA) insured mortgage programs. As an authorized program sponsor of the Federal Housing Administration, Citizens Home Loans can begin processing your application immediately.
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©2014 Citizens Home Loans of America, Inc., All rights reserved. NMLS # - 106883, OH - MB.803898.000, FL - MLD1061, TN - 109003, KY - MC79231, IN - 15042, CA - 603L324. AZ Branch NMLS # - 1145343, AZ - BKBR-0119050