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Citizens Home Loans of America


USDA Rural Housing Loans


New Purchase Loans

USDA Loans

For those who qualify, 100% financing is available bringing the dream of homeownership within reach. With low interest rates and flexible guidelines, a USDA home loan could help you achieve your financial goals.

What are the qualifications for a USDA Mortgage?

Eligibility is based both on the property and the borrower. The property must be located in a rural development eligible area, and be occupied as your primary residence. You Citizens Home Loans of America loan officer can help you determine whether your property qualifies.

To qualify for a USDA Rural Housing Loan, a borrower must meet income (people who earn above a certain amount are ineligible), credit, and employment requirements and be a US citizen, US non-citizen national, or a qualified alien. Contact us at 888-342-6550 to see if you qualify for this program. If a USDA mortgage is not a good fit for you, our loan officers will help you find a loan program that will meet your needs.



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Citizens Home Loans of America is an approved lender of the U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA) insured mortgage programs. As an authorized program sponsor of the Federal Housing Administration, Citizens Home Loans can begin processing your application immediately.
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