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7601 Paragon Rd, Suite 202
Dayton, Ohio 45459

Citizens Home Loans of America


First-Time Home Buyers


Citizens Home Loans of America - Mortgage Services

Looking to purchase your first home?


Buying your first home is an exciting time but can also be an intimidating or anxious experience. We specialize in assisting first-time homebuyers and will be with you every step of the way.


For many people buying their first home is an important milestone. Owning a home can be the first step in increased financial independence and offer significant lifestyle advantages. We offer a variety of tools, information, and programs designed to help you reach your dream of home ownership.

Our experienced home loan officers will make sure your first-time home buying experience is a great one.

Education and an Experienced Lender Are the Keys


Buying your first home can be an intimidating process. But a little basic knowledge and a qualified lender to help you navigate the process can make all the difference.

It's important to understand the lending process and be prepared to make smart home choice and financing decisions. Being familiar with basic loans types available for first-time home buyers, as well as common mortgage terms and credit basics will help you be a smart consumer. Working with experienced real estate and lending professionals to help guide you through the process can be invaluable during your first home purchase.

We offer a variety of loan programs for First-Time Home Buyers

  • Fixed rate and adjustable rate mortgages

  • FHA and VA loans

  • Down payment gifts

  • Call us now at 888-342-6550 to get started or apply online.


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Citizens Home Loans of America is an approved lender of the U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA) insured mortgage programs. As an authorized program sponsor of the Federal Housing Administration, Citizens Home Loans can begin processing your application immediately.
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©2014 Citizens Home Loans of America, Inc., All rights reserved. NMLS # - 106883, OH - MB.803898.000, FL - MLD1061, TN - 109003, KY - MC79231, IN - 15042, CA - 603L324. AZ Branch NMLS # - 1145343, AZ - BKBR-0119050